Loan Rates To Meet Your Needs

Current Rates

Rate are accurate as of 10/01/26. Rates Subject to Change Without Notice.

Mortgages

Term	Rate	Points	APR**	Monthly Payment per Thousand*
30 Year	7.25%	0	7.392%	6.82
30 Year	7.000%	1	7.240%	6.65
25 Year	7.000%	0	7.154%	7.07
25 Year	6.750%	1	7.013%	6.91
20 Year	7.000%	0	7.180%	7.75
20 Year	6.750%	1	7.057%	7.60
20 Year	6.500%	2	6.933%	7.46
15 Year	6.125%	0	6.331%	8.51
15 Year	5.875%	1	6.236%	8.37
15 Year	5.625%	2	6.141%	8.24
10 Year	6.125%	0	6.416%	11.16
10 Year	5.875%	1	6.386%	11.04
10 Year	5.625%	2	6.358%	10.91
5 Year	6.000%	0	6.542%	19.33

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Loans subject to credit approval.

Home Equity Term Loans

Term	Rate	APR**	Monthly Payment Per Thousand*
15 Year	6.750%	6.799%	$8.85
10 Year	6.500%	6.566%	$11.35
7 Year	6.000%	6.084%	$14.61
5 Year	6.000%	6.114%	$19.33

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***Rates subject to change at any time without notice.
Loans subject to credit approval.

Home Equity Line of Credit Rates

Term	Monthly Federal Cost of Funds****	Current APR**	Maximum APR**
Adjustable	+2.25%	5.784%	11.784%

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm
Loans subject to credit approval.