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Loan Rates

Current Product Rates 05/25/22-05/31/22***

Mortgages
TermRatePointsAPR**Monthly Payment per Thousand*
30 Year 5.250% 0 5.361% $5.52
30 Year  5.000% 1 5.197% $5.37
25 Year 5.125% 0 5.249% $5.92
25 Year  4.875% 1 5.098% $5.77
20 Year  5.000% 0 5.145% $6.60
20 Year  4.750% 1 5.013% $6.46
20 Year  4.500% 2

4.880%

$6.33
15 Year 4.250% 0 4.421% $7.52
15 Year  4.000% 1 4.318% $7.40
15 Year 3.750% 2 4.215% $7.27
10 Year  4.000% 0 4.241% $10.12
10 Year  3.750% 1 4.202% $10.01
10 Year  3.500% 2 4.164% $9.89
5 Year 3.750% 0 4.201% $18.30

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).

**Annual Percentage Rate     ***Rates subject to change at any time without notice.

Current Product Rates 05/25/22-05/31/22***

Home Equity Term Loans
TermRateAPR**Monthly Payment Per Thousand*
15 Year 4.375% 4.406% $7.59
10 Year 4.000% 4.041% $10.12
7 Year 3.750% 3.804% $13.55
5 Year 3.750% 3.824% $18.30

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate                                                                                                                                               ***Rates subject to change at any time without notice.

Home Line of Credit Rates

  • Adjustable
  • Monthly Federal Cost of Funds**** + 2.25%
  • Currently: 3.120% APR**
  • 9.120% maximum APR**

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm