Loan Rates

Current Product Rates 4/1/2020-4/7/2020

Mortgages
TermRatePointsAPR**Payment per Thousand*
30 Year 3.500% 0 3.588% $4.49
30 Year  3.250% 1 3.416% $4.35
25 Year 3.500% 0 3.602% $5.01
25 Year  3.250% 1 3.443% $4.87
20 Year  3.375% 0 3.496% $5.74
20 Year  3.125% 1 3.356% $5.61
20 Year  2.875% 2 3.216% $5.48
15 Year 2.875% 0 3.023% $6.85
15 Year  2.625% 1 2.914% $6.73
15 Year 2.375% 2 2.805% $6.61
10 Year  2.750% 0 2.963% $9.54
10 Year  2.500% 1 2.919% $9.43
10 Year  2.250% 2 2.876% $9.31
5 Year 2.750% 0 3.163% $17.86

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate

Current Product Rates 4/1/2020-4/7/2020

Home Equity Term Loans
TermRateAPR**Payment Per Thousand*
15 Year 3.750% 3.777% $7.27
10 Year 3.750% 3.788% $10.01
7 Year 3.625% 3.677% $13.50
5 Year 3.375% 3.442% $18.14

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate

Home Line of Credit Rates

  • Adjustable
  • Monthly Federal Cost of Funds** + 2.25%
  • Currently: 4.164% APR*
  • 10.164% maximum APR*

*APR=Annual Percentage Rate
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm

 

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