Loan Rates

Current Product Rates 2/19/2020-2/25/2020

Mortgages
TermRatePointsAPR**Payment per Thousand*
30 Year 3.625% 0 3.714% $4.56
30 Year  3.375% 1 3.543% $4.42
25 Year 3.625% 0 3.728% $5.07
25 Year  3.375% 1 3.570% $4.94
20 Year  3.375% 0 3.496% $5.74
20 Year  3.125% 1 3.356% $5.61
20 Year  2.875% 2 3.216% $5.48
15 Year 3.000% 0 3.150% $6.91
15 Year  2.750% 1 3.042% $6.79
15 Year 2.500% 2 2.933% $6.67
10 Year  3.000% 0 3.218% $9.66
10 Year  2.750% 1 3.176% $9.54
10 Year  2.500% 2 3.134% $9.43
5 Year 3.000% 0 3.422% $17.97

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate

Current Product Rates 2/19/2020-2/25/2020

Home Equity Term Loans
TermRateAPR**Payment Per Thousand*
15 Year 3.875% 3.902% $7.33
10 Year 3.875% 3.915% $10.07
7 Year 3.750% 3.804% $13.55
5 Year 3.500% 3.569% $18.19

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate

Home Line of Credit Rates

  • Adjustable
  • Monthly Federal Cost of Funds** + 2.25%
  • Currently: 4.205% APR*
  • 10.205% maximum APR*

*APR=Annual Percentage Rate
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm

 

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