Loan Rates
Current Product Rates 12/01/2021-12/07/2021
Mortgages
| Term | Rate | Points | APR** | Monthly Payment per Thousand* |
|---|
| 30 Year |
3.000% |
0 |
3.082% |
$4.22 |
| 30 Year |
2.750% |
1 |
2.908% |
$4.08 |
| 25 Year |
3.000% |
0 |
3.095% |
$4.74 |
| 25 Year |
2.750% |
1 |
2.934% |
$4.61 |
| 20 Year |
2.750% |
0 |
2.862% |
$5.42 |
| 20 Year |
2.500% |
1 |
2.720% |
$5.30 |
| 20 Year |
2.250% |
2 |
2.577% |
$5.18 |
| 15 Year |
2.125% |
0 |
2.261% |
$6.49 |
| 15 Year |
1.875% |
1 |
2.149% |
$6.38 |
| 15 Year |
1.625% |
2 |
2.037% |
$6.26 |
| 10 Year |
1.875% |
0 |
2.069% |
$9.15 |
| 10 Year |
1.625% |
1 |
2.022% |
$9.03 |
| 10 Year |
1.375% |
2 |
1.976% |
$8.92 |
| 5 Year |
1.875% |
0 |
2.254% |
$17.47 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
Current Product Rates 12/01/2021-12/07/2021
Home Equity Term Loans
| Term | Rate | APR** | Monthly Payment Per Thousand* |
|---|
| 15 Year |
2.875% |
2.896% |
$6.85 |
| 10 Year |
2.750% |
2.779% |
$9.54 |
| 7 Year |
2.500% |
2.538% |
$12.99 |
| 5 Year |
2.250% |
2.298% |
$17.64 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds*** + 2.25%
- Currently: 3.002% APR**
- 9.002% maximum APR**
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.
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