Loan Rates To Meet Your Needs

Current Rates

Rate are accurate as of 07/14/25. Rates Subject to Change Without Notice.

Mortgages

Term	Rate	Points	APR**	Monthly Payment per Thousand*
30 Year	6.875%	0	7.011%	$6.57
30 Year	6.625%	1	6.856%	$6.40
25 Year	6.750%	0	6.900%	$6.91
25 Year	6.500%	1	6.757%	$6.75
20 Year	6.625%	0	6.798%	$7.53
20 Year	6.375%	1	6.673%	$7.38
20 Year	6.125%	2	6.548%	$7.24
15 Year	6.000%	0	6.204%	$8.44
15 Year	5.750%	1	6.108%	$8.30
15 Year	5.500%	2	6.012%	$8.17
10 Year	5.750%	0	6.032%	$10.98
10 Year	5.500%	1	6.001%	$10.85
10 Year	5.250%	2	5.970%	$10.73
5 Year	5.750%	0	6.282%	$19.22

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Loans subject to credit approval.

Home Equity Term Loans

Term	Rate	APR**	Monthly Payment Per Thousand*
15 Year	6.750%	6.799%	$8.85
10 Year	6.500%	6.566%	$11.35
7 Year	6.250%	6.337%	$14.73
5 Year	6.000%	6.114%	$19.33

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***Rates subject to change at any time without notice.
Loans subject to credit approval.

Home Equity Line of Credit Rates

Term	Monthly Federal Cost of Funds****	Current APR**	Maximum APR**
Adjustable	+2.25%	5.913%	11.913%

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm
Loans subject to credit approval.