Loan Rates
Current Product Rates 05/25/22-05/31/22***
Mortgages
| Term | Rate | Points | APR** | Monthly Payment per Thousand* |
|---|
| 30 Year |
5.250% |
0 |
5.361% |
$5.52 |
| 30 Year |
5.000% |
1 |
5.197% |
$5.37 |
| 25 Year |
5.125% |
0 |
5.249% |
$5.92 |
| 25 Year |
4.875% |
1 |
5.098% |
$5.77 |
| 20 Year |
5.000% |
0 |
5.145% |
$6.60 |
| 20 Year |
4.750% |
1 |
5.013% |
$6.46 |
| 20 Year |
4.500% |
2 |
4.880%
|
$6.33 |
| 15 Year |
4.250% |
0 |
4.421% |
$7.52 |
| 15 Year |
4.000% |
1 |
4.318% |
$7.40 |
| 15 Year |
3.750% |
2 |
4.215% |
$7.27 |
| 10 Year |
4.000% |
0 |
4.241% |
$10.12 |
| 10 Year |
3.750% |
1 |
4.202% |
$10.01 |
| 10 Year |
3.500% |
2 |
4.164% |
$9.89 |
| 5 Year |
3.750% |
0 |
4.201% |
$18.30 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Current Product Rates 05/25/22-05/31/22***
Home Equity Term Loans
| Term | Rate | APR** | Monthly Payment Per Thousand* |
|---|
| 15 Year |
4.375% |
4.406% |
$7.59 |
| 10 Year |
4.000% |
4.041% |
$10.12 |
| 7 Year |
3.750% |
3.804% |
$13.55 |
| 5 Year |
3.750% |
3.824% |
$18.30 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds**** + 2.25%
- Currently: 3.120% APR**
- 9.120% maximum APR**
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.
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