FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Loan Rates
Current Product Rates 09/11/2024-09/17/2024***
Mortgages
Term | Rate | Points | APR** | Monthly Payment per Thousand* |
30 Year |
6.375% |
0 |
6.503% |
$6.24 |
30 Year |
6.125% |
1 |
6.345% |
$6.08 |
25 Year |
6.375% |
0 |
6.519% |
$6.67 |
25 Year |
6.125% |
1 |
6.374% |
$6.52 |
20 Year |
6.250% |
0 |
6.416% |
$7.31 |
20 Year |
6.000% |
1 |
6.290% |
$7.16 |
20 Year |
5.750% |
2 |
6.162%
|
$7.02 |
15 Year |
6.000% |
0 |
6.204% |
$8.44 |
15 Year |
5.750% |
1 |
6.108% |
$8.30 |
15 Year |
5.500% |
2 |
6.012% |
$8.17 |
10 Year |
6.000% |
0 |
6.288% |
$11.10 |
10 Year |
5.750% |
1 |
6.258% |
$10.98 |
10 Year |
5.500% |
2 |
6.228% |
$10.85 |
5 Year |
5.750% |
0 |
6.282% |
$19.22 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Current Product Rates 09/11/2024-09/17/2024***
Home Equity Term Loans
Term | Rate | APR** | Monthly Payment Per Thousand* |
15 Year |
7.000% |
7.051% |
$8.99 |
10 Year |
6.500% |
6.566% |
$11.35
|
7 Year |
6.500% |
6.590% |
$14.85 |
5 Year |
6.250% |
6.369% |
$19.45 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items). **Annual Percentage Rate ***Rates subject to change at any time without notice.
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds**** + 2.25%
- Currently: 6.219% APR**
- 12.219% maximum APR**
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items). **Annual Percentage Rate ****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.
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