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Loan Rates

Current Product Rates 10/5/22-10/11/22***

Mortgages
TermRatePointsAPR**Monthly Payment per Thousand*
30 Year 6.500% 0 6.630% $6.32
30 Year  6.250% 1 6.473% $6.16
25 Year 6.000% 0 6.137% $6.44
25 Year  5.750% 1 5.991% $6.29
20 Year  6.000% 0 6.162% $7.16
20 Year  5.750% 1 6.034% $7.02
20 Year  5.500% 2

5.905%

$6.88
15 Year 5.250% 0 5.439% $8.04
15 Year  5.000% 1 5.340% $7.91
15 Year 4.750% 2 5.241% $7.78
10 Year  5.000% 0 5.264% $10.61
10 Year  4.750% 1 5.229% $10.48
10 Year  4.500% 2 5.196% $10.36
5 Year 4.750% 0 5.241% $18.76

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).

**Annual Percentage Rate     ***Rates subject to change at any time without notice.

Current Product Rates 10/5/22-10/11/22***

Home Equity Term Loans
TermRateAPR**Monthly Payment Per Thousand*
15 Year 5.250% 5.287% $8.04
10 Year 5.000% 5.051% $10.61
7 Year 4.750% 4.817% $14.02
5 Year 4.750% 4.841% $18.76

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate                                                                                                                                               ***Rates subject to change at any time without notice.

Home Line of Credit Rates

  • Adjustable
  • Monthly Federal Cost of Funds**** + 2.25%
  • Currently: 3.758% APR**
  • 9.758% maximum APR**

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm