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Loan Rates

Current Product Rates 08/17/22-08/23/22***

Mortgages
TermRatePointsAPR**Monthly Payment per Thousand*
30 Year 5.500% 0 5.614% $5.68
30 Year  5.250% 1 5.452% $5.52
25 Year 5.375% 0 5.503% $6.07
25 Year  5.125% 1 5.353% $5.92
20 Year  5.250% 0 5.399% $6.74
20 Year  5.000% 1 5.268% $6.60
20 Year  4.750% 2

5.136%

$6.46
15 Year 4.500% 0 4.676% $7.65
15 Year  4.250% 1 4.573% $7.52
15 Year 4.000% 2 4.471% $7.40
10 Year  4.250% 0 4.497% $10.24
10 Year  4.000% 1 4.459% $10.12
10 Year  3.750% 2 4.422% $10.01
5 Year 4.000% 0 4.461% $18.42

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).

**Annual Percentage Rate     ***Rates subject to change at any time without notice.

Current Product Rates 08/17/22-08/23/22***

Home Equity Term Loans
TermRateAPR**Monthly Payment Per Thousand*
15 Year 4.750% 4.784% $7.78
10 Year 4.500% 4.546% $10.36
7 Year 4.250% 4.310% $13.78
5 Year 4.250% 4.333% $18.53

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate                                                                                                                                               ***Rates subject to change at any time without notice.

Home Line of Credit Rates

  • Adjustable
  • Monthly Federal Cost of Funds**** + 2.25%
  • Currently: 3.346% APR**
  • 9.346% maximum APR**

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm