Loan Rates
Current Product Rates 10/4/2023-10/10/2023***
Mortgages
| Term | Rate | Points | APR** | Monthly Payment per Thousand* |
|---|
| 30 Year |
7.625% |
0 |
7.774% |
$7.08 |
| 30 Year |
7.375% |
1 |
7.624% |
$6.91 |
| 25 Year |
7.625% |
0 |
7.790% |
$7.47 |
| 25 Year |
7.375% |
1 |
7.652% |
$7.31 |
| 20 Year |
7.250% |
0 |
7.434% |
$7.90 |
| 20 Year |
7.000% |
1 |
7.313% |
$7.75 |
| 20 Year |
6.750% |
2 |
7.190%
|
$7.60 |
| 15 Year |
6.750% |
0 |
6.968% |
$8.85 |
| 15 Year |
6.500% |
1 |
6.876% |
$8.71 |
| 15 Year |
6.250% |
2 |
6.784% |
$8.57 |
| 10 Year |
6.500% |
0 |
6.801% |
$11.35 |
| 10 Year |
6.250% |
1 |
6.772% |
$11.23 |
| 10 Year |
6.000% |
2 |
6.745% |
$11.10 |
| 5 Year |
6.250% |
0 |
6.802% |
$19.45 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Current Product Rates 10/4/2023-10/10/2023***
Home Equity Term Loans
| Term | Rate | APR** | Monthly Payment Per Thousand* |
|---|
| 15 Year |
7.125% |
7.177% |
$9.06 |
| 10 Year |
6.875% |
6.945% |
$11.55
|
| 7 Year |
6.625% |
6.717% |
$14.91 |
| 5 Year |
6.375% |
6.496% |
$19.51 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds**** + 2.25%
- Currently: 5.869% APR**
- 11.869% maximum APR**
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.
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