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Loan Rates

Current Product Rates 10/4/2023-10/10/2023***

Mortgages
TermRatePointsAPR**Monthly Payment per Thousand*
30 Year 7.625% 0 7.774% $7.08
30 Year  7.375% 1 7.624% $6.91
25 Year 7.625% 0 7.790% $7.47
25 Year  7.375% 1 7.652% $7.31
20 Year  7.250% 0 7.434% $7.90
20 Year  7.000% 1 7.313% $7.75
20 Year  6.750% 2

7.190%

$7.60
15 Year 6.750% 0 6.968% $8.85
15 Year  6.500% 1 6.876% $8.71
15 Year 6.250% 2 6.784% $8.57
10 Year  6.500% 0 6.801% $11.35
10 Year  6.250% 1 6.772% $11.23
10 Year  6.000% 2 6.745% $11.10
5 Year 6.250% 0 6.802% $19.45

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).

**Annual Percentage Rate     ***Rates subject to change at any time without notice.

Current Product Rates 10/4/2023-10/10/2023***

Home Equity Term Loans
TermRateAPR**Monthly Payment Per Thousand*
15 Year 7.125% 7.177% $9.06
10 Year 6.875% 6.945%

$11.55

7 Year 6.625% 6.717% $14.91
5 Year 6.375% 6.496% $19.51

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate                                                                                                                                               ***Rates subject to change at any time without notice.

Home Line of Credit Rates

  • Adjustable
  • Monthly Federal Cost of Funds**** + 2.25%
  • Currently: 5.869% APR**
  • 11.869% maximum APR**

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm