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Loan Rates

Current Product Rates 12/07/22-12/13/22***

Mortgages
TermRatePointsAPR**Monthly Payment per Thousand*
30 Year 6.500% 0 6.630% $6.32
30 Year  6.250% 1 6.473% $6.16
25 Year 6.250% 0 6.392% $6.60
25 Year  6.000% 1 6.246% $6.44
20 Year  6.250% 0 6.416% $7.31
20 Year  6.000% 1 6.290% $7.16
20 Year  5.750% 2

6.162%

$7.02
15 Year 5.750% 0 5.949% $8.30
15 Year  5.500% 1 5.852% $8.17
15 Year 5.250% 2 5.755% $8.04
10 Year  5.500% 0 5.776% $10.85
10 Year  5.250% 1 5.743% $10.73
10 Year  5.000% 2 5.712% $10.61
5 Year 5.250% 0 5.761% $18.99

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).

**Annual Percentage Rate     ***Rates subject to change at any time without notice.

Current Product Rates 12/07/22-12/13/22***

Home Equity Term Loans
TermRateAPR**Monthly Payment Per Thousand*
15 Year 6.000% 6.043% $8.44
10 Year 5.750% 5.808% $10.98
7 Year 5.250% 5.323% $14.25
5 Year 5.000% 5.096% $18.87

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate                                                                                                                                               ***Rates subject to change at any time without notice.

Home Line of Credit Rates

  • Adjustable
  • Monthly Federal Cost of Funds**** + 2.25%
  • Currently: 4.272% APR**
  • 10.272% maximum APR**

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm