Loan Rates
Current Product Rates 12/07/22-12/13/22***
Mortgages
| Term | Rate | Points | APR** | Monthly Payment per Thousand* |
|---|
| 30 Year |
6.500% |
0 |
6.630% |
$6.32 |
| 30 Year |
6.250% |
1 |
6.473% |
$6.16 |
| 25 Year |
6.250% |
0 |
6.392% |
$6.60 |
| 25 Year |
6.000% |
1 |
6.246% |
$6.44 |
| 20 Year |
6.250% |
0 |
6.416% |
$7.31 |
| 20 Year |
6.000% |
1 |
6.290% |
$7.16 |
| 20 Year |
5.750% |
2 |
6.162%
|
$7.02 |
| 15 Year |
5.750% |
0 |
5.949% |
$8.30 |
| 15 Year |
5.500% |
1 |
5.852% |
$8.17 |
| 15 Year |
5.250% |
2 |
5.755% |
$8.04 |
| 10 Year |
5.500% |
0 |
5.776% |
$10.85 |
| 10 Year |
5.250% |
1 |
5.743% |
$10.73 |
| 10 Year |
5.000% |
2 |
5.712% |
$10.61 |
| 5 Year |
5.250% |
0 |
5.761% |
$18.99 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Current Product Rates 12/07/22-12/13/22***
Home Equity Term Loans
| Term | Rate | APR** | Monthly Payment Per Thousand* |
|---|
| 15 Year |
6.000% |
6.043% |
$8.44 |
| 10 Year |
5.750% |
5.808% |
$10.98 |
| 7 Year |
5.250% |
5.323% |
$14.25 |
| 5 Year |
5.000% |
5.096% |
$18.87 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds**** + 2.25%
- Currently: 4.272% APR**
- 10.272% maximum APR**
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.
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