Loan Rates
Current Product Rates 1/13/2021-1/19/2021
Mortgages
| Term | Rate | Points | APR** | Monthly Payment per Thousand* |
|---|
| 30 Year |
3.125% |
0 |
3.208% |
$4.28 |
| 30 Year |
2.875% |
1 |
3.035% |
$4.15 |
| 25 Year |
3.000% |
0 |
3.095% |
$4.74 |
| 25 Year |
2.750% |
1 |
2.934% |
$4.61 |
| 20 Year |
2.875% |
0 |
2.989% |
$5.48 |
| 20 Year |
2.625% |
1 |
2.847% |
$5.36 |
| 20 Year |
2.375% |
2 |
2.705% |
$5.24 |
| 15 Year |
2.250% |
0 |
2.388% |
$6.55 |
| 15 Year |
2.000% |
1 |
2.276% |
$6.44 |
| 15 Year |
1.750% |
2 |
2.165% |
$6.32 |
| 10 Year |
2.250% |
0 |
2.452% |
$9.31 |
| 10 Year |
2.000% |
1 |
2.406% |
$9.20 |
| 10 Year |
1.750% |
2 |
2.362% |
$9.09 |
| 5 Year |
2.250% |
0 |
2.643% |
$17.64 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
Current Product Rates 1/13/2021-1/19/2021
Home Equity Term Loans
| Term | Rate | APR** | Monthly Payment Per Thousand* |
|---|
| 15 Year |
3.250% |
3.273% |
$7.03 |
| 10 Year |
3.000% |
3.031% |
$9.66 |
| 7 Year |
3.000% |
3.044% |
$13.21 |
| 5 Year |
2.750% |
2.807% |
$17.86 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds*** + 2.25%
- Currently: 3.253% APR**
- 9.253% maximum APR**
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.
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