Loan Rates To Meet Your Needs

Current Rates

Rate are accurate as of 08/28/25. Rates Subject to Change Without Notice.

Mortgages

Term	Rate	Points	APR**	Monthly Payment per Thousand*
30 Year	6.750%	0	6.884%	$6.49
30 Year	6.500%	1	6.729%	$6.32
25 Year	6.500%	0	6.646%	$6.75
25 Year	6.250%	1	6.501%	$6.60
20 Year	6.500%	0	6.671%	$7.46
20 Year	6.250%	1	6.545%	$7.31
20 Year	6.000%	2	6.419%	$7.16
15 Year	5.750%	0	5.949%	$8.30
15 Year	5.500%	1	5.852%	$8.17
15 Year	5.250%	2	5.755%	$8.04
10 Year	5.750%	0	6.032%	$10.98
10 Year	5.500%	1	6.001%	$10.85
10 Year	5.250%	2	5.970%	$10.73
5 Year	5.750%	0	6.282%	$19.22

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Loans subject to credit approval.

Home Equity Term Loans

Term	Rate	APR**	Monthly Payment Per Thousand*
15 Year	6.750%	6.799%	$8.85
10 Year	6.500%	6.566%	$11.35
7 Year	6.250%	6.337%	$14.73
5 Year	6.000%	6.114%	$19.33

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***Rates subject to change at any time without notice.
Loans subject to credit approval.

Home Equity Line of Credit Rates

Term	Monthly Federal Cost of Funds****	Current APR**	Maximum APR**
Adjustable	+2.25%	5.912%	11.912%

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm
Loans subject to credit approval.