Loan Rates

Current Product Rates 12/2/2020-12/8/2020

Mortgages
TermRatePointsAPR**Monthly Payment per Thousand*
30 Year 3.250% 0 3.335% $4.35
30 Year  3.000% 1 3.162% $4.22
25 Year 3.000% 0 3.095% $4.74
25 Year  2.750% 1 2.934% $4.61
20 Year  2.875% 0 2.989% $5.48
20 Year  2.625% 1 2.847% $5.36
20 Year  2.375% 2 2.705% $5.24
15 Year 2.500% 0 2.642% $6.67
15 Year  2.250% 1 2.531% $6.55
15 Year 2.000% 2 2.421% $6.44
10 Year  2.500% 0 2.708% $9.43
10 Year  2.250% 1 2.663% $9.31
10 Year  2.000% 2 2.619% $9.20
5 Year 2.500% 0 2.903% $17.75

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate

Current Product Rates 12/2/2020-12/8/2020

Home Equity Term Loans
TermRateAPR**Monthly Payment Per Thousand*
15 Year 3.250% 3.273% $7.03
10 Year 3.250% 3.284% $9.77
7 Year 3.250% 3.297% $13.33
5 Year 2.875% 2.934% $17.91

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate

Home Line of Credit Rates

  • Adjustable
  • Monthly Federal Cost of Funds*** + 2.25%
  • Currently: 3.269% APR**
  • 9.269% maximum APR**

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm

 

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