Loan Rates
Current Product Rates 4/1/2020-4/7/2020
Mortgages
| Term | Rate | Points | APR** | Payment per Thousand* |
|---|
| 30 Year |
3.500% |
0 |
3.588% |
$4.49 |
| 30 Year |
3.250% |
1 |
3.416% |
$4.35 |
| 25 Year |
3.500% |
0 |
3.602% |
$5.01 |
| 25 Year |
3.250% |
1 |
3.443% |
$4.87 |
| 20 Year |
3.375% |
0 |
3.496% |
$5.74 |
| 20 Year |
3.125% |
1 |
3.356% |
$5.61 |
| 20 Year |
2.875% |
2 |
3.216% |
$5.48 |
| 15 Year |
2.875% |
0 |
3.023% |
$6.85 |
| 15 Year |
2.625% |
1 |
2.914% |
$6.73 |
| 15 Year |
2.375% |
2 |
2.805% |
$6.61 |
| 10 Year |
2.750% |
0 |
2.963% |
$9.54 |
| 10 Year |
2.500% |
1 |
2.919% |
$9.43 |
| 10 Year |
2.250% |
2 |
2.876% |
$9.31 |
| 5 Year |
2.750% |
0 |
3.163% |
$17.86 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
Current Product Rates 4/1/2020-4/7/2020
Home Equity Term Loans
| Term | Rate | APR** | Payment Per Thousand* |
|---|
| 15 Year |
3.750% |
3.777% |
$7.27 |
| 10 Year |
3.750% |
3.788% |
$10.01 |
| 7 Year |
3.625% |
3.677% |
$13.50 |
| 5 Year |
3.375% |
3.442% |
$18.14 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds** + 2.25%
- Currently: 4.164% APR*
- 10.164% maximum APR*
*APR=Annual Percentage Rate
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.
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