Loan Rates
Current Product Rates 8/5/2020-8/11/2020
Mortgages
| Term | Rate | Points | APR** | Monthly Payment per Thousand* |
|---|
| 30 Year |
3.250% |
0 |
3.335% |
$4.35 |
| 30 Year |
3.000% |
1 |
3.162% |
$4.22 |
| 25 Year |
3.250% |
0 |
3.348% |
$4.87 |
| 25 Year |
3.000% |
1 |
3.188% |
$4.74 |
| 20 Year |
3.125% |
0 |
3.242% |
$5.61 |
| 20 Year |
2.875% |
1 |
3.102% |
$5.48 |
| 20 Year |
2.625% |
2 |
2.960% |
$5.36 |
| 15 Year |
2.875% |
0 |
3.023% |
$6.85 |
| 15 Year |
2.625% |
1 |
2.914% |
$6.73 |
| 15 Year |
2.375% |
2 |
2.805% |
$6.61 |
| 10 Year |
2.750% |
0 |
2.963% |
$9.54 |
| 10 Year |
2.500% |
1 |
2.919% |
$9.43 |
| 10 Year |
2.250% |
2 |
2.876% |
$9.31 |
| 5 Year |
2.750% |
0 |
3.163% |
$17.86 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
Current Product Rates 8/5/2020-8/11/2020
Home Equity Term Loans
| Term | Rate | APR** | Monthly Payment Per Thousand* |
|---|
| 15 Year |
3.500% |
3.525% |
$7.15 |
| 10 Year |
3.500% |
3.536% |
$9.89 |
| 7 Year |
3.500% |
3.550% |
$13.44 |
| 5 Year |
3.000% |
3.061% |
$17.97 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds** + 2.25%
- Currently: 3.474% APR*
- 9.474% maximum APR*
*APR=Annual Percentage Rate
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.
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