FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Loan Rates
Current Product Rates 01/22/2025-01/28/2025***
Mortgages
| Term | Rate | Points | APR** | Monthly Payment per Thousand* |
|---|
| 30 Year |
7.000% |
0 |
7.138% |
$6.65 |
| 30 Year |
6.750% |
1 |
6.984% |
$6.49 |
| 25 Year |
6.750% |
0 |
6.900% |
$6.91 |
| 25 Year |
6.500% |
1 |
6.757% |
$6.75 |
| 20 Year |
6.750% |
0 |
6.925% |
$7.60 |
| 20 Year |
6.500% |
1 |
6.801% |
$7.46 |
| 20 Year |
6.250% |
2 |
6.676%
|
$7.31 |
| 15 Year |
6.375% |
0 |
6.586% |
$8.64 |
| 15 Year |
6.125% |
1 |
6.492% |
$8.51 |
| 15 Year |
5.875% |
2 |
6.398% |
$8.37 |
| 10 Year |
6.000% |
0 |
6.288% |
$11.10 |
| 10 Year |
5.750% |
1 |
6.258% |
$10.98 |
| 10 Year |
5.500% |
2 |
6.228% |
$10.85 |
| 5 Year |
6.000% |
0 |
6.542% |
$19.33 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Current Product Rates 01/22/2025-01/28/2025***
Home Equity Term Loans
| Term | Rate | APR** | Monthly Payment Per Thousand* |
|---|
| 15 Year |
6.875% |
6.925% |
$8.92 |
| 10 Year |
6.750% |
6.818% |
$11.48
|
| 7 Year |
6.750% |
6.844% |
$14.97 |
| 5 Year |
6.500% |
6.623% |
$19.57 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds**** + 2.25%
- Currently: 6.017% APR**
- 12.017% maximum APR**
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.
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