Loan Rates
Current Product Rates 6/16/2021-6/22/2021
Mortgages
| Term | Rate | Points | APR** | Monthly Payment per Thousand* |
|---|
| 30 Year |
3.250% |
0 |
3.335% |
$4.35 |
| 30 Year |
3.00% |
1 |
3.162% |
$4.22 |
| 25 Year |
3.125% |
0 |
3.222% |
$4.81 |
| 25 Year |
2.875% |
1 |
3.061% |
$4.68 |
| 20 Year |
3.000% |
0 |
3.116% |
$5.55 |
| 20 Year |
2.750% |
1 |
2.974% |
$5.42 |
| 20 Year |
2.500% |
2 |
2.833% |
$5.30 |
| 15 Year |
2.250% |
0 |
2.388% |
$6.55 |
| 15 Year |
2.000% |
1 |
2.276% |
$6.44 |
| 15 Year |
1.750% |
2 |
2.165% |
$6.32 |
| 10 Year |
2.125% |
0 |
2.325% |
$9.26 |
| 10 Year |
1.875% |
1 |
2.278% |
$9.15 |
| 10 Year |
1.625% |
2 |
2.233% |
$9.03 |
| 5 Year |
2.125% |
0 |
2.514% |
$17.58 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
Current Product Rates 6/16/2021-6/22/2021
Home Equity Term Loans
| Term | Rate | APR** | Monthly Payment Per Thousand* |
|---|
| 15 Year |
3.250% |
3.273% |
$7.03 |
| 10 Year |
3.000% |
3.031% |
$9.66 |
| 7 Year |
3.000% |
3.044% |
$13.21 |
| 5 Year |
2.625% |
2.679% |
$17.80 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds*** + 2.25%
- Currently: 3.073% APR**
- 9.073% maximum APR**
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.
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