Loan Rates
Current Product Rates 08/17/22-08/23/22***
Mortgages
| Term | Rate | Points | APR** | Monthly Payment per Thousand* |
|---|
| 30 Year |
5.500% |
0 |
5.614% |
$5.68 |
| 30 Year |
5.250% |
1 |
5.452% |
$5.52 |
| 25 Year |
5.375% |
0 |
5.503% |
$6.07 |
| 25 Year |
5.125% |
1 |
5.353% |
$5.92 |
| 20 Year |
5.250% |
0 |
5.399% |
$6.74 |
| 20 Year |
5.000% |
1 |
5.268% |
$6.60 |
| 20 Year |
4.750% |
2 |
5.136%
|
$6.46 |
| 15 Year |
4.500% |
0 |
4.676% |
$7.65 |
| 15 Year |
4.250% |
1 |
4.573% |
$7.52 |
| 15 Year |
4.000% |
2 |
4.471% |
$7.40 |
| 10 Year |
4.250% |
0 |
4.497% |
$10.24 |
| 10 Year |
4.000% |
1 |
4.459% |
$10.12 |
| 10 Year |
3.750% |
2 |
4.422% |
$10.01 |
| 5 Year |
4.000% |
0 |
4.461% |
$18.42 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Current Product Rates 08/17/22-08/23/22***
Home Equity Term Loans
| Term | Rate | APR** | Monthly Payment Per Thousand* |
|---|
| 15 Year |
4.750% |
4.784% |
$7.78 |
| 10 Year |
4.500% |
4.546% |
$10.36 |
| 7 Year |
4.250% |
4.310% |
$13.78 |
| 5 Year |
4.250% |
4.333% |
$18.53 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds**** + 2.25%
- Currently: 3.346% APR**
- 9.346% maximum APR**
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.
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