Loan Rates
Current Product Rates 10/5/22-10/11/22***
Mortgages
| Term | Rate | Points | APR** | Monthly Payment per Thousand* |
|---|
| 30 Year |
6.500% |
0 |
6.630% |
$6.32 |
| 30 Year |
6.250% |
1 |
6.473% |
$6.16 |
| 25 Year |
6.000% |
0 |
6.137% |
$6.44 |
| 25 Year |
5.750% |
1 |
5.991% |
$6.29 |
| 20 Year |
6.000% |
0 |
6.162% |
$7.16 |
| 20 Year |
5.750% |
1 |
6.034% |
$7.02 |
| 20 Year |
5.500% |
2 |
5.905%
|
$6.88 |
| 15 Year |
5.250% |
0 |
5.439% |
$8.04 |
| 15 Year |
5.000% |
1 |
5.340% |
$7.91 |
| 15 Year |
4.750% |
2 |
5.241% |
$7.78 |
| 10 Year |
5.000% |
0 |
5.264% |
$10.61 |
| 10 Year |
4.750% |
1 |
5.229% |
$10.48 |
| 10 Year |
4.500% |
2 |
5.196% |
$10.36 |
| 5 Year |
4.750% |
0 |
5.241% |
$18.76 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Current Product Rates 10/5/22-10/11/22***
Home Equity Term Loans
| Term | Rate | APR** | Monthly Payment Per Thousand* |
|---|
| 15 Year |
5.250% |
5.287% |
$8.04 |
| 10 Year |
5.000% |
5.051% |
$10.61 |
| 7 Year |
4.750% |
4.817% |
$14.02 |
| 5 Year |
4.750% |
4.841% |
$18.76 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate ***Rates subject to change at any time without notice.
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds**** + 2.25%
- Currently: 3.758% APR**
- 9.758% maximum APR**
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.
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