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Loan Rates

Current Product Rates 12/01/2021-12/07/2021

Mortgages
TermRatePointsAPR**Monthly Payment per Thousand*
30 Year 3.000% 0 3.082% $4.22
30 Year  2.750% 1 2.908% $4.08
25 Year 3.000% 0 3.095% $4.74
25 Year  2.750% 1 2.934% $4.61
20 Year  2.750% 0 2.862% $5.42
20 Year  2.500% 1 2.720% $5.30
20 Year  2.250% 2 2.577% $5.18
15 Year 2.125% 0 2.261% $6.49
15 Year  1.875% 1 2.149% $6.38
15 Year 1.625% 2 2.037% $6.26
10 Year  1.875% 0 2.069% $9.15
10 Year  1.625% 1 2.022% $9.03
10 Year  1.375% 2 1.976% $8.92
5 Year 1.875% 0 2.254% $17.47

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate

Current Product Rates 12/01/2021-12/07/2021

Home Equity Term Loans
TermRateAPR**Monthly Payment Per Thousand*
15 Year 2.875% 2.896% $6.85
10 Year 2.750% 2.779% $9.54
7 Year 2.500% 2.538% $12.99
5 Year 2.250% 2.298% $17.64

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate

Home Line of Credit Rates

  • Adjustable
  • Monthly Federal Cost of Funds*** + 2.25%
  • Currently: 3.002% APR**
  • 9.002% maximum APR**

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm