Loan Rates

Current Product Rates 4/14/2021-4/20/2021

Mortgages
TermRatePointsAPR**Monthly Payment per Thousand*
30 Year 3.500% 0 3.588% $4.49
30 Year  3.250% 1 3.416% $4.35
25 Year 3.375% 0 3.475% $4.94
25 Year  3.125% 1 3.316% $4.81
20 Year  3.000% 0 3.116% $5.55
20 Year  2.750% 1 2.974% $5.42
20 Year  2.500% 2 2.833% $5.30
15 Year 2.500% 0 2.642% $6.67
15 Year  2.250% 1 2.531% $6.55
15 Year 2.000% 2 2.421% $6.44
10 Year  2.250% 0 2.452% $9.31
10 Year  2.000% 1 2.406% $9.20
10 Year  1.750% 2 2.362% $9.09
5 Year 2.250% 0 2.643% $17.64

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate

Current Product Rates 4/14/2021-4/20/2021

Home Equity Term Loans
TermRateAPR**Monthly Payment Per Thousand*
15 Year 3.375% 3.399% $7.09
10 Year 3.125% 3.158% $9.71
7 Year 3.000% 3.044% $13.21
5 Year 2.750% 2.807% $17.86

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate

Home Line of Credit Rates

  • Adjustable
  • Monthly Federal Cost of Funds*** + 2.25%
  • Currently: 3.161% APR**
  • 9.161% maximum APR**

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm

 

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