Loan Rates

Current Product Rates 1/13/2021-1/19/2021

Mortgages
TermRatePointsAPR**Monthly Payment per Thousand*
30 Year 3.125% 0 3.208% $4.28
30 Year  2.875% 1 3.035% $4.15
25 Year 3.000% 0 3.095% $4.74
25 Year  2.750% 1 2.934% $4.61
20 Year  2.875% 0 2.989% $5.48
20 Year  2.625% 1 2.847% $5.36
20 Year  2.375% 2 2.705% $5.24
15 Year 2.250% 0 2.388% $6.55
15 Year  2.000% 1 2.276% $6.44
15 Year 1.750% 2 2.165% $6.32
10 Year  2.250% 0 2.452% $9.31
10 Year  2.000% 1 2.406% $9.20
10 Year  1.750% 2 2.362% $9.09
5 Year 2.250% 0 2.643% $17.64

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate

Current Product Rates 1/13/2021-1/19/2021

Home Equity Term Loans
TermRateAPR**Monthly Payment Per Thousand*
15 Year 3.250% 3.273% $7.03
10 Year 3.000% 3.031% $9.66
7 Year 3.000% 3.044% $13.21
5 Year 2.750% 2.807% $17.86

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate

Home Line of Credit Rates

  • Adjustable
  • Monthly Federal Cost of Funds*** + 2.25%
  • Currently: 3.253% APR**
  • 9.253% maximum APR**

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
***More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm

 

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