Loan Rates
Current Product Rates 1/15/2020-1/21/2020
Mortgages
| Term | Rate | Points | APR** | Payment per Thousand* |
|---|
| 30 Year |
3.625% |
0 |
3.714% |
$4.56 |
| 30 Year |
3.375% |
1 |
3.543% |
$4.42 |
| 25 Year |
3.625% |
0 |
3.728% |
$5.07 |
| 25 Year |
3.375% |
1 |
3.570% |
$4.94 |
| 20 Year |
3.375% |
0 |
3.496% |
$5.74 |
| 20 Year |
3.125% |
1 |
3.356% |
$5.61 |
| 20 Year |
2.875% |
2 |
3.216% |
$5.48 |
| 15 Year |
3.125% |
0 |
3.277% |
$6.97 |
| 15 Year |
2.875% |
1 |
3.169% |
$6.85 |
| 15 Year |
2.625% |
2 |
3.061% |
$6.73 |
| 10 Year |
3.000% |
0 |
3.218% |
$9.66 |
| 10 Year |
2.750% |
1 |
3.176% |
$9.54 |
| 10 Year |
2.500% |
2 |
3.134% |
$9.43 |
| 5 Year |
3.000% |
0 |
3.422% |
$17.97 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
Current Product Rates 1/15/2020-1/21/2020
Home Equity Term Loans
| Term | Rate | APR** | Payment Per Thousand* |
|---|
| 15 Year |
3.875% |
3.902% |
$7.33 |
| 10 Year |
3.875% |
3.915% |
$10.07 |
| 7 Year |
3.750% |
3.804% |
$13.55 |
| 5 Year |
3.500% |
3.569% |
$18.19 |
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
Home Line of Credit Rates
- Adjustable
- Monthly Federal Cost of Funds** + 2.25%
- Currently: 4.318% APR*
- 10.318% maximum APR*
*APR=Annual Percentage Rate
*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm.
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