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Loan Rates

Current Product Rates 02/28/2024-03/05/2024***

Mortgages
TermRatePointsAPR**Monthly Payment per Thousand*
30 Year 6.875% 0 7.011% $6.57
30 Year  6.625% 1 6.856% $6.40
25 Year 6.625% 0 6.773% $6.83
25 Year  6.375% 1 6.629% $6.67
20 Year  6.625% 0 6.798% $7.53
20 Year  6.375% 1 6.673% $7.38
20 Year  6.125% 2

6.548%

$7.24
15 Year 6.375% 0 6.586% $8.64
15 Year  6.125% 1 6.492% $8.51
15 Year 5.785% 2 6.398% $8.37
10 Year  6.375% 0 6.672% $11.29
10 Year  6.125% 1 6.644% $11.16
10 Year  5.875% 2 6.616% $11.04
5 Year 6.250% 0 6.802% $19.45

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).

**Annual Percentage Rate     ***Rates subject to change at any time without notice.

Current Product Rates 02/28/2024-03/05/2024***

Home Equity Term Loans
TermRateAPR**Monthly Payment Per Thousand*
15 Year 6.875% 6.925% $8.92
10 Year 6.750% 6.818%

$11.48

7 Year 6.500% 6.590% $14.85
5 Year 6.375% 6.496% $19.51

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate                                                                                                                                               ***Rates subject to change at any time without notice.

Home Line of Credit Rates

  • Adjustable
  • Monthly Federal Cost of Funds**** + 2.25%
  • Currently: 6.098% APR**
  • 12.098% maximum APR**

*Payments do not include amounts for taxes and insurance premiums, if applicable, and that the actual payment will be greater (i.e. escrowed items).
**Annual Percentage Rate
****More information on the Federal Cost of Index can be found at: www.freddiemac.com/news/finance/cofindex.htm